Comments on: Individual Health Insurance Plans

By: Steel Lotus

Steel Lotus — Tue, 26 Jan 2010 10:45:15 +0000

Hi, i suggest you visit the site below because they offer affordable health insurance across the United States. The Free Quotes allow you to see cheap premiums and compare them between different companies.

http://www.goodinsurancepolicy.com

By: western b

western b — Tue, 26 Jan 2010 10:41:59 +0000

You may want to try a website that compares multiple companies at once to get you the best price. I am paying less than ½ after I did.

Go to: http://www.insureme.com/landing.aspx?Refby=616163&Type=health

Take care,
Casey

By: Green 886

Green 886 — Mon, 25 Jan 2010 22:00:39 +0000

Go talk to a local agent, who will know what's good in your area. There isn't much price difference, you get what you pay for.

Start with the guy that does your house/car insurance.

By: Bella

*Bella* — Mon, 25 Jan 2010 20:28:41 +0000

Rather than decide which one is better from the price, why don't you look at the COVERAGE and DEDUCTIBLES and compare them.

My guess is, the $43 plan is a major medical policy that doesn't cover little stuff, and has a massive deductible. And the $137 has a much smaller deductible. But you, yourself, have to weigh the savings vs. deductible factor. And save the difference in premiums, if you pick the high deductible policy, so that you HAVE the money to pay the deductible if you need it.

By: Dua Dua

Dua Dua — Mon, 25 Jan 2010 17:29:32 +0000

By: rchrisgreen

rchrisgreen — Sun, 24 Jan 2010 17:38:37 +0000

You're not going to find an individual health plan to cover your Crohn's. So, it's going to be an HSA, or getting on to a group plan through an employer, and waiting out the pre-existing conditions period.

By: Danielle

Danielle — Sat, 23 Jan 2010 18:25:29 +0000

There are hundred of plans available, and what is available in my state may not be available in your state. You should visit a local independent agent who can work with you to find the best plan for your situation and budget. The plans and premiums are exactly the same whether you use an agent or not and the agent will be there to answer your questions.

Most individual plans do not cover vision.

By: guzen

guzen — Sat, 23 Jan 2010 10:00:37 +0000

The Republicans are in trouble now. People are getting slaughtered and they don’t even have a healthcare bill to go on TV with against the Big-Bad-Bama. Their strategy is to cover a handful of people – let the rest burn & complain about the deficit. Great Plan!

By: sweetvelocity

sweetvelocity — Sat, 23 Jan 2010 09:54:58 +0000

No, it doesn't work that way. Most carriers require you to agree to cancel your existing policy when you apply for your new one, and if you have two policies one is going to be primary, and the other secondary. You will reap the benefits of the better plan, but where they overlap, only one will pay.

What you might want is be a supplemental or limited benefit plan to go along with your insurance policy. These are not insurance policies and I usually don't recommend them. I think your money would be better spent buying a better single policy, or an HSA type of plan and banking the savings.
Don
http://mtnhealthinsurance.com

By: halley

halley — Sat, 23 Jan 2010 09:14:08 +0000

Try this site where you can compare quotes from different companies in your area

http://cheap-health-insurance-usa.info/

Hope this help,